Most Pennsylvania employers must purchase workers’ compensation insurance. Workers’ compensation ensures that employees receive medical treatment and compensation when they sustain a work-related injury. The law allows employers and workers’ compensation insurance companies to modify, reduce, or terminate workers’ compensation benefits when a worker returns to work or when the disability status…
If you are injured on the job, you may be entitled to benefits including payments for lost wages, specific loss benefits, and medical care, which include any needed hospital treatment and medicine. Harassment by medical providers and creditors for unpaid work related medical expenses may be illegal and can be…
Once you file a Pennsylvania workers’ compensation claim, the insurance company is entitled to any and all “relevant medical records” concerning your prior physical condition. The defense will dig into your past to determine whether or not you have sustained a similar injury to the same area of your body….
After an injury, the insurance company will attempt to contact you. They may appear to be interested and may even ask how you are doing, but do not be fooled. Each and every contact by the insurance company is designed to try to obtain free information to use against you….
Upon calculation of your average weekly wage, the following workers’ compensation rate schedule will determine your weekly compensation rate. 2011 Maximum: $858.00 $1,287.00 66 2/3% $ 643.51 __________ $643.50 $429.00 $476.67 __________ $476.66 or 90% Less
In the U.S., a disabling injury occurs every 1 second, a fatal injury occurs every 4 minutes. A work related fatal or death claim involves the payment to the survivors of an employee fatally injured in the course and scope of his or her employment. Survivors include surviving spouse, children,…
If you are receiving both Workers’ Compensation Benefits and Heart and Lung Act benefits, the general rule is that you should be receiving your Workers’ Compensation Benefits at your personal address directly from your Workers’ Compensation Carrier and not from your employer. There are, however, a few exceptions to this rule: If you…
The amendments to the Workers’ Compensation Act include specific provisions to combat insurance fraud. Prior to the new amendments, the Act did not address the issue of fraud. Previously, fraud was addressed through the Criminal Code or through various health and legal ethical codes. For example, a person making a…
Maintain an Itemization of Claimant’s Medical Expenses form to keep a record of all medical expenses including medical bills and prescription receipts which you pay and all medical expenses which are paid by your major medical insurance carrier. Medical bills which have not been paid are also to be recorded…
Pension Benefits & Workers’ Compensation If an injured worker involuntarily retires due to a work injury, and he or she has participated in his time of injury employer’s pension program and receives pension payments, in some situations, the employer will be able to take an offset or credit for those pension…
